The cash rating of a safe gives an indication of how secure it is. The higher the cash rating, the more secure the safe. Cash ratings are decided based on security and insurance industry expertise. Generally speaking, an insurance company will cover the theft of money from a safe up to a value equal to the cash rating. Safes also have a valuables rating. This is ten times the cash rating and covers all items other than cash. Safes with a cash rating under €3,000 provide a basic level of security. They are typically uncertified and are best used for storing small amounts of cash or valuables.