The cash rating of a safe gives an indication of how secure it is. The higher the cash rating, the more secure the safe. Cash ratings are decided based on security and insurance industry expertise. Generally speaking, an insurance company will cover the theft of money from a safe up to a value equal to the cash rating. The theft of valuables will be covered to an amount equal to ten times the cash rating. Safes with a cash rating between €3,000 and €5,000 provide a good level of security. Some may even be independently certified for burglar resistance according to European or international standards such as the EN 14450. These safes are ideal for protecting cash and valuables in the home or office.